UPI UPDATE — 16 SEPTEMBER 2026UPI remains free for P2P transactions. Merchant transactions up to ₹2,000 remain free. Applicable P2M transactions above ₹2,000 can attract MDR from 15 October 2026 under the current framework.Read full update →

About UPITax.com

Short answer

UPITax.com is the simple reference guide for India's UPI and tax rules. It is an information and education website — not a government website, tax filing platform, payment gateway or financial advisor.

Last updated: 16 September 2026Last verified: 16 September 2026

Editorial policy

  • Prefer government and regulator sources over secondary reporting.
  • Verify major changes against the official notification before publishing them as current.
  • Always distinguish a tax from a payment charge — MDR is never called a tax.
  • Show effective dates, and mark rules as ACTIVE, UPCOMING, UNDER REVIEW, SUPERSEDED or ARCHIVED.
  • Correct outdated information rather than leaving stale pages live.
  • Display the last verified date on rule pages.
  • Never guarantee a tax outcome.
  • Encourage readers to consult a qualified professional for complex cases.

Fact-checking

Each rule carries its source, source URL and a last-verified date. Where an official source for a specific point is unavailable, the page says so explicitly rather than filling the gap with an estimate.

Last site-wide verification: 16 September 2026.

Corrections

Found something out of date or wrong? Corrections are welcome and are the fastest way to improve the site. Send the page, the claim and the official source that contradicts it, and the page will be updated with a new verification date.

Disclaimer

UPITax.com is an independent information website and is not affiliated with the Government of India, NPCI, RBI, the Income Tax Department or any bank or payment application.

Tax and payment rules can change. Information on this website is provided for educational purposes and should not be treated as professional tax, legal, investment or financial advice.

Always verify important tax decisions against the latest official notification, or consult a qualified professional.

Privacy

The calculators on this site run entirely in your browser. Amounts and answers you enter into the UPI Tax Checker or the UPI Charges Calculator are not submitted to a server or stored.